Terms, refunds and privacy
Last updated October 2026
What BillSwipe is
BillSwipe is an online community where people post bills they need help with and supporters choose bills to pay. Supporters send money directly to the person who posted, through that person's own payment app (Cash App, Venmo, PayPal or Zelle). BillSwipe never collects, holds or transfers bill payments.
Gifts are voluntary
Money sent to another member is a voluntary gift between the two of you. BillSwipe doesn't verify bills or guarantee how money is used, and can't reverse payments made through outside apps. Only send what you're comfortable giving.
Membership
Some features require a paid membership, billed through Stripe at the price shown on the membership page. Memberships renew automatically until cancelled. You can cancel anytime from the membership page; you keep access until the end of the period you paid for.
Refunds
Membership fees are generally non-refundable. If you were charged by mistake, email support@billswipeapp.com within 14 days and we'll review it.
Rules
Post only real bills that are yours. Don't post account numbers or anyone else's personal information. Don't ask supporters to pay outside the posted handles or for "verification fees." We remove posts and accounts that break these rules.
Privacy
We store your email, display name, the bills you post, any bill photos you add and the payments you log. Your posts, display name, city and payment handles are visible to other members. Bill photos are stored privately and shown only to signed-in members while your post is visible; deleting a bill or its photo removes the photo. Always cover account numbers and your home address before adding a photo. We never sell your information. Card payments are handled by Stripe; we never see your card number.